The essential guide to ISAs

If you’re saving or investing, using an ISA could be tax-efficient and help you reach your goals.
Download your copy of this insightful guide to find out how ISAs could help you get the most out of your money.

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ISAs have been around for more than two decades, but they’ve changed significantly since they were first introduced. This guide can help you understand why using an ISA to save or invest could be a valuable part of your financial plan.

Read the guide to find out:

Why ISAs are a tax-efficient way to save and invest
Discover the different types of ISA you can choose from
What you should consider when deciding if you should save or invest through an ISA
How Junior ISAs could help you build a nest egg for children or grandchildren
How you could leave your ISA to loved ones when you pass away.

Download your copy of “The essential guide to ISAs” to understand why around 12 million adults contribute to their ISAs each year.


Excerpt: What is an ISA, and what makes them valuable?

To put it simply: an ISA acts as a tax wrapper that enables you to save and invest tax efficiently.

You don’t pay tax on the interest you earn on money in a Cash ISA. Similarly, returns from investments that are held in an ISA are free from Income Tax and Capital Gains Tax (CGT).

This means ISAs could be a useful way to minimise your tax liability while also putting your money to work.


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